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I got my first credit card


littleflower+JMJ

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ive never owned a credit card, only thing it would need one for is to make online purchases and it get here quciker

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[quote name='Tony' date='May 31 2005, 07:07 PM'] ive never owned a credit card, only thing it would need one for is to make online purchases and it get here quciker [/quote]
yeah, you kind of need one for online purchases.

Also, it's good to have one (if you can control your spending) to buil up credit--- I was able toget my computer because of good credit; Igot a 0% interest for two years, and previously my car (also 0% for 4years)

I have 3 major cards, and store specific cards. I just finished paying off one card which I had used for a huge dentist bill and car bills. I'll cancel it this month, and then I'll have two, with smaller balances on them which I'm now more careful with. (It was hard in college.)

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Heavn Kises Erth

[quote name='corban711' date='May 31 2005, 10:31 AM']yeah...in a few months (after I switch jobs) i think i will be getting one too.  i am gonna use that online bill pay where it automatically takes the money from my checking account and pays it off when it is due so I don't have to worry.  and i am praying for the grace of discipline and well ordering of my finances so I don't mess myself up when i get it.[/quote]
oh man... im not too sure im going to support that idea <_<

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I end up using those money orders more than anything if I do need to buy stuff online.. which is becoming more and more of a neccesity

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